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Compare an 8 LPA Offer with a 10 LPA Offer That Has 3 Lakh Variable

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The short answer

The 8 LPA fixed offer leaves about ₹59,184 a month. The 10 LPA offer with 3 lakh variable leaves ₹50,530 to ₹75,530. If the variable is not paid, the 10 LPA offer pays ₹8,654 less than the 8 LPA one each month.

I will type amounts in
Offer A

Paid only if targets are met. 0 if none.

Optional: rent, food and travel in that city.

Offer B

Paid only if targets are met. 0 if none.

Optional: rent, food and travel in that city.

Settings used for both offers

Offer A

₹59,184 in hand a month

CTC a year

₹8,00,000

Fixed pay only

₹59,184

In hand a year

₹7,10,208

Income tax a year

₹0

Offer B · leaves more

₹75,530 in hand a month

CTC a year

₹10,00,000

Fixed pay only

₹50,530

In hand a year

₹9,06,360

Income tax a year

₹0

If the variable pay is paid in full: Offer B leaves you ₹16,346 more every month than Offer A.
If you get only the fixed pay: Offer A leaves you ₹8,654 more every month than Offer B.

Money is not everything: growth, learning, location and the team matter too. These figures are estimates under the new tax regime (see the CTC to In-Hand Salary tool for the rules), and your offer letter has the real split.

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How to: Compare an 8 LPA Offer with a 10 LPA Offer That Has 3 Lakh Variable

  1. 1Type 8 as offer A's CTC and 10 as offer B's.
  2. 2Type 3 as offer B's variable pay in lakh.
  3. 3Add rent for each city if the offers differ in place.
  4. 4Compare the monthly figures with and without the variable pay.

At a glance

Offer A
8 LPA fixed: ₹59,184 a month
Offer B
10 LPA with 3 lakh variable: ₹50,530 to ₹75,530 a month
If variable is not paid
₹8,654 a month less than offer A

Frequently asked questions

Is a high variable share a warning sign?

Not always, but a variable pay of 30 percent of CTC or more means a big part of your pay depends on targets. Ask how those targets are set and how many people meet them.

Is the variable pay taxed differently?

No, it is taxed as salary in the year you receive it. A large payment can raise your tax in that year, which the tool takes into account.

More quick answers