FD Calculator: ₹1 Lakh for 5 Years
The short answer
A fixed deposit of ₹1,00,000 for 5 years at 7 percent a year, compounded every quarter as most banks do, matures at about ₹1,41,478. That is ₹41,478 of interest. Use the rate your bank offers, as it differs by bank and by how long you deposit.
Most Indian banks add FD interest every quarter.
Maturity amount
₹1,41,478
5 years 0 months
You deposit
₹1,00,000
Interest earned
₹41,478
You receive
₹1,41,478
Worked out as: amount × (1 + rate ÷ n)^(n × years), with n interest additions a year. Banks may round differently, and tax on the interest is not included.
Everything runs in your browser. What you type is not sent anywhere.
How to: FD Calculator: ₹1 Lakh for 5 Years
- 1Choose the FD option.
- 2Type the amount you will deposit and the interest rate.
- 3Type the period in months, for example 60.
- 4Read the maturity value and the interest.
At a glance
- Deposit
- ₹1,00,000
- Matures at (7%)
- ₹1,41,478
- Interest
- ₹41,478
Frequently asked questions
Is the interest on an FD taxed?
Yes, it is added to your income and taxed as per your slab, and banks may cut TDS above a limit. The calculator shows the amount before tax.
Does the rate depend on how long I deposit?
Yes. Banks quote different rates for different periods, and senior citizens often get more. Use the rate listed for your period.
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