SIP Calculator: ₹1,000 a Month for 5 Years
The short answer
A SIP of ₹1,000 a month for 5 years puts in ₹60,000. At an assumed 12 percent a year it would be about ₹82,486. A small SIP is a good way for a student to start the habit. The return is an assumption and is never guaranteed.
Value after the period
₹82,486
If the return stays the same every year. It is an assumption, not a promise.
You invest
₹60,000
Gain
₹22,486
Total
₹82,486
Year-by-year growth
| Year | Invested | Value |
|---|---|---|
| 1 | ₹12,000 | ₹12,809 |
| 2 | ₹24,000 | ₹27,243 |
| 3 | ₹36,000 | ₹43,508 |
| 4 | ₹48,000 | ₹61,835 |
| 5 | ₹60,000 | ₹82,486 |
Worked out as: monthly amount × ((1 + i)n − 1) ÷ i × (1 + i), where i is the yearly return ÷ 12 and n the number of months, with each payment made at the start of the month. Real mutual funds go up and down, and charges and tax are not included.
Everything runs in your browser. What you type is not sent anywhere.
How to: SIP Calculator: ₹1,000 a Month for 5 Years
- 1Type 1000 as the monthly amount.
- 2Type the yearly return you want to assume.
- 3Type 5 as the number of years.
- 4Read what you invest and the estimated value.
At a glance
- You invest
- ₹60,000
- Value at 12% (assumed)
- ₹82,486
- Gain
- ₹22,486
Frequently asked questions
Is ₹1,000 a month too small to matter?
It builds the habit and teaches how markets move, which is worth more than the amount in the first years. You can raise it when your income grows.
Can I invest if I am a student?
Rules differ for people under 18 and need a guardian. Read the fund's terms or ask a registered adviser before investing.
More quick answers
- SIP Calculator: ₹5,000 a Month for 10 Years
- SIP Calculator: ₹10,000 a Month for 15 Years
- FD Calculator: ₹1 Lakh for 5 Years
- RD Calculator: ₹2,000 a Month for 5 Years
- CGPA to Percentage (CBSE Formula × 9.5)
- CGPA to Percentage for VTU: (CGPA − 0.75) × 10
- CGPA to Percentage by Multiplying by 10
- GPA on a 4-Point Scale to Percentage